Many people have thought of coming to Miami, more precisely to the south, simply because the city does not stop growing. Surrounded by luxury condos, resorts, sports complexes and cultural venues, the region is bestowed with the sheer amount of financial resources injected over the years. And, according to recent research, this will not stop.

Canadians flee winter in the state of Florida, as well as part of the Europeans, who come to warm up in the crystalline waters of the Caribbean Sea … and the pleasant temperatures remain the whole year.

There are those who do not just want to spend a season, but rather change time, as happens with many Brazilians. Generally, they are people who have family and therefore can not come anyway, you have to plan each step. Depending on the area of ​​activity, the field of activity that will be constituted on American soil, or even the profile of the interested parties, I indicate Orlando, or a slightly larger city such as Tampa, Jackson, West Palm that is already growing a lot, or West coast of Florida in Clearwater, St. Petersburg.

But regardless of these factors, you need to do what you like allied to a structured business effectively. Running as expected, it’s time to think about the visa. The way should never be the opposite, because otherwise, it is a 100% chance to go wrong, and compromise the entire investment.

To avoid any disruption, partnering with a consultancy can facilitate the whole process and make change more practical and less traumatic. A professional who works in this segment can design future scenarios, taking into account values, financial availability, location, school. He has ability to see the assembled puzzle, avoiding unnecessary expenses.

It is very common for people to arrive in the country thinking that the first thing they need is a car, a cell phone or a bank account. Not exactly, the primordial is the housing, without it, can not have access to banking services, since a fixed address is requested as proof of residence. The same occurs in the act of making a school enrollment. This situation has become commonplace after President Trump’s pose.

Another very common mistake of those who come here is to opt for places where housing costs, market, are more in account. If you settle in such a region, you run the risk of having a very low average ticket in your business, that is, many sales and low profits. Therefore, the ideal is to look for a better area like North Miami Beach that is more elitist and, along with a professional orientation, to strategically enable the marketing of the product or service. Whoever does not conduct the process in this way and thinks they can start at one point and then move on, loses even more money.

Real estate in Fort Lauderdale, using the Biscayne as a parameter and the beachfront, unfurnished, but renovated, current with stainless steel kitchen and porcelanato located and a safe area with buildings with an excellent recreational structure, wonderful views, close to Shopping malls, casinos, golf courses, Texas Texas Steakhouse, some oceanfront for Yucca Coast, there are great choices with two and three bedrooms ranging from $ 1,800 to $ 2,500.

Before, this value was even higher, but now we are in a phase of equilibrium that grows in parallel with the increase in demand. This is very positive because in addition to heating the local economy, it serves as a motivation for owners of old and hitherto unattractive real estate to make improvements in their assets. This drives the city as a whole, because once renewed, they establish themselves in the same pattern in relation to the new ones being implanted.

Advance

But for the new tenant to be able to rent this property, as anywhere in the world, it will be necessary to pay the first rent. Depending on the credit and profile analysis, you will have to make the security deposit and the second rent. Unlike Orlando, where the foreigner already pays almost two or three rents, and there are administrators requesting up to six deposits or even a year in advance. This is because, unfortunately, some projects for not being executed correctly, do not work by getting the family back to the country of origin, abandoning everything. There are also cases of misuse of the property. I once came upon an apartment with six bunk beds in a room.

In addition to the cost of the rent, you must add the value of the insurance in case of flood or any other type of damage, which means a value between 150 and 250 dollars per year. So, we will have the 1800 times three, which will give 5400 plus the 200’s insurance, reaching 5,600. Add to that also the activation of energy, which can be up to 300 dollars. Easily, we reached $ 5,800, that is, approximately R $ 19,140. Included in this amount are water, waste fee, IPTU and in some cases internet and cable TV. Are you going to take the dog or the cat? Has the pet fee, another fee. There is also the real estate application that usually runs between $ 100 and $ 150 per person.

But let’s say you do not have everything you want in your house yet. You will have to face the same procedure as the deposit insurance, as long as you do not have the social credit score, which is nothing more than a result of the analysis of your financial history and that will take into account loans, financing, cards, punctuality in payments. Only after three years is it possible to have a score without it, the future buyer will have to sour interest high and give 50% entry into any acquisition and will have to show in Brazil that it has an equity.

It is worth remembering that conquering social security is not a guarantee that you will buy the car you want and pay 1.99% of interest per year.

When calculating the cost of housing is closed, remembering that the account already stands at 7 thousand dollars, which means more than R $ 20 thousand reais, you have to think about where your business or company will work and take into account The acquisition of furniture, telephone, hiring of personnel. There are a number of things that need to be aligned with financial planning.

Often, Brazilians believe that soon after arriving in Miami they will be able to buy cars, finance motorcycles at a low cost and the reality is quite different. Everything should be planned, widely discussed and discussed with the help of a specialist so that the dream does not become a nightmare.

Photo: Reproduction

Source: Daniel Toledo / DiáriodoTurismo